to the latest Federal Bureau of Investigation studies. Approximately 66 percent
of the thefts occur during the day because people are often not at home during
the weekday. Proper home theft prevention ideas and techniques, however, can
reduce the odds of a home burglary. Consider the following loss control
techniques to reduce your chances of suffering a home burglary.
Lots of light at night can keep the burglars away after the sun goes
down. Exterior lights with a motion-sensing switch should be installed;
timers on lights are also recommended.
Ask your neighbors to keep a watch on your home if you are away during the
day. If you are on vacation, ask them to keep your front steps or driveway clear
of newspapers and flyers.
Invest in a burglar alarm with a central monitoring station. Research
indicates that homes without security systems are about three times more likely
to be broken into than homes with security systems. If a burglar is aware that a
home has an alarm, he or she is more likely to avoid that home.
Property identification programs are another deterrent to burglary. Many of
these programs involve the use of stickers on which your driver's license number
is imprinted. These are then placed (and become permanently imprinted) on all
valuable personal property, such as stereos, televisions, and computers. This
makes it more difficult for burglars to fence or pawn the
Safeguarding dwelling components such as doors and windows makes it
tougher for burglars to enter the home. Many home security experts
recommend all exterior doors be 1¾-inch-thick solid wood, metal, or
composite material. Strike plates on door jams are typically installed with
half-inch screws; however, these should be replaced with 3-inch-long
screws so that locked doors cannot be kicked in easily. Doors should also
have deadbolt locks, with at least a 1-inch throw and a reinforced strike
plate with 3-inch screws.
Keep your garage door secure and locked even while you are home.
Get more personal lines insurance and risk
management tips and ideas from IRMI.
International Risk Management Institute, Inc.